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Why use a mortgage broker?

They know the industryTypography

You're protectedTypography

The value of adviceTypography

A broker is on your sideTypography

The lenders pay the brokerTypography

A mortgage broker is qualifiedTypography

Where can I find out how much my mortgage broker makes?Typography

It's not just about the mortgageTypography

You don't need to pay the broker!
Mortgage brokers make money by a commission. They would receive commission because lenders and insurers decide to pay the mortgage broker commission for making a deal that is good for both sides.
It’s about more than just mortgage.

Instead of only advising you about your mortgage, a mortgage broker will also inspect any related life insurance, building and contents insurance along with payment protection you may have. They will give you recommendations based off of your new mortgage arrangements so that you are fully protected in case of any sudden events such as critical illness and death.

A mortgage broker will focus on what is best for you.
An independent mortgage broker will make sure to look at what mortgage would be best for you and not the lender’s or anyone else involved. They would also give you more products along with unbiased opinions and would get the option to choose from a wide range of lenders and products instead of having to have no more than the one lender to go to.
They are familiar with the industry.

Mortgage criteria is always changing and it is good to have a mortgage broker who is constantly dealing with lenders to keep you updated. They will know what the application process is like and can let you know which lender would be able to process your application with only minimal delays.

Moreover, a mortgage broker also knows about the lender’s background criteria and can therefore advice you and process your application with the required experience.

As mortgage brokers may put to a specific lender in a year, they can influence and pursue things you wouldn’t be able to do by yourself.
Qualification of a mortgage broker.
Making sure you choose the right mortgage isn’t easy, which is why it is best to consult in a mortgage broker as they are qualified and can give you advice that you can’t always guarantee with a lender.
Protection.

When asking for mortgage advice, it is vital for you to understand that your mortgage broker’s most important task is to take care of you. This mainly includes recommending a mortgage that is suitable for you and they being able to justify as why.

However, if you were to go to a high street mortgage lender whose advice you refuse to take and your mortgage becomes too expensive for you to afford as time goes on, there is a high chance that you may not have as much legal recourse. (Despite this, the lender is still responsible for ensuring that it is affordable. This means that you could still have some recourse even if you buy direct. A broker can still offer a valuable layer of protection though.)

About Us

RB Finance is an Australian licensed financial broking company with more than 20 bank accreditations. The company is backed up by 27 years of broking experience. Our number one priority is to match and completely satisfy our customer's needs. We offer the best matching products available on the market.

We can assist you in getting the best mortgage for your dream house, getting a car loan for your chosen car, and also to start or grow your business. Our sister company can also help you with creating a professional business plan to support your asset loan requirements.